:root{--primary:#00549F;--accent:#FF7A00;--text:#111;--muted:#666;--bg:#fff;--border:#e5e5e5}*,*:before,*:after{box-sizing:border-box}html,body{margin:0;padding:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}.container{max-width:1100px;margin:0 auto;padding:0 24px}.header{display:flex;align-items:center;justify-content:space-between;padding:20px 0}.logo{font-weight:900;letter-spacing:-.02em;font-size:20px}.logo span{color:var(--primary)}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:9999px;font-weight:700;transition:transform .15s ease,background .2s ease,color .2s ease;cursor:pointer;border:0}.btn-sm{background:var(--primary);color:#fff;padding:10px 18px;font-size:14px}.btn-sm:hover{opacity:.9}.btn-primary{background:var(--primary);color:#fff;padding:20px 40px;font-size:18px;box-shadow:0 20px 60px -15px color-mix(in oklab,var(--primary) 50%,transparent)}.btn-primary:hover{background:var(--accent);color:#111;transform:scale(1.03)}.btn-accent{background:var(--accent);color:#111;padding:20px 40px;font-size:18px;box-shadow:0 10px 30px -10px color-mix(in oklab,var(--accent) 60%,transparent)}.btn-accent:hover{background:var(--primary);color:#fff;transform:scale(1.03)}.hero{text-align:center;padding:60px 24px 80px;max-width:820px;margin:0 auto}.badge{display:inline-block;border:1px solid var(--border);background:#f5f5f5;color:var(--muted);padding:6px 16px;border-radius:9999px;font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase}h1{font-size:clamp(40px,7vw,76px);font-weight:900;letter-spacing:-.03em;line-height:1.05;margin:24px 0 0}.gradient{background:linear-gradient(90deg,#00549f,#ff7a00,#00549f);-webkit-background-clip:text;background-clip:text;color:transparent}.sub{font-size:clamp(16px,2.2vw,22px);color:var(--muted);margin:20px auto 0;max-width:620px}.cta-wrap{margin-top:40px;display:flex;flex-direction:column;align-items:center;gap:12px}.fineprint{font-size:12px;color:#888}.steps-section{max-width:1000px;margin:0 auto;padding:0 24px 96px}h2{text-align:center;font-size:clamp(28px,4vw,40px);font-weight:900;letter-spacing:-.02em;margin:0 0 40px}.steps{display:grid;gap:20px;grid-template-columns:1fr}@media (min-width:640px){.steps{grid-template-columns:1fr 1fr}}.step{border:1px solid var(--border);background:#fff;border-radius:18px;padding:24px;display:flex;gap:16px;align-items:flex-start;transition:transform .2s,border-color .2s,box-shadow .2s}.step:hover{transform:translateY(-4px);border-color:var(--primary);box-shadow:0 20px 40px -20px #0003}.step-num{flex:0 0 48px;height:48px;border-radius:14px;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:18px;transition:background .2s,color .2s}.step:hover .step-num{background:var(--accent);color:#111}.step h3{margin:0;font-size:18px;font-weight:800}.step p{margin:6px 0 0;color:var(--muted);font-size:14px}.center{text-align:center;margin-top:48px}footer{border-top:1px solid var(--border);text-align:center;padding:32px 24px;color:#888;font-size:12px}footer p{margin:4px 0}